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Why Prepaid?
A new alternative to cash, debit and credit cards, travellers’ cheques and money transfers. And because you load this card with money before you shop, it really helps you to keep to your budget.
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How you can use your UNISON Prepaid Plus MasterCard®:

As a payment card
As a cash point card
As a money share card
As a travel card
To control spending
To improve the security of your money


As a payment card:
Make everyday purchases in shops, online or over the phone. The card can be used wherever you see the MasterCard Acceptance Mark.
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As a cash point card:
The card is issued with a PIN and can be used to withdraw money from over one million cash
machines worldwide – wherever you see the MasterCard Acceptance Mark.

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As a money share card:
Simply get a secondary card for an instant, safe and low-cost way to share money with family or friends in the UK and anywhere in the world.

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As a travel card:
A safe and convenient way to take money abroad – a secure alternative to cash, easier than
travellers’ cheques and can be used at retailers and cash machines worldwide.

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To control spending:
Unlike carrying cash, the card can help remove the temptation to spend, and is ideal to monitor or limit spending. Plus you can easily access your balance and see statements.
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To improve the security of your money:
One of the safest methods of payment today, the card has no link to your bank account so your personal details cannot be accessed. It’s also chip and PIN protected and, if the card is lost or stolen, funds are secure once you’ve reported the loss or theft.
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MasterCard is a registered trademark of MasterCard International Incorporated. The card is issued by Newcastle Building Society ("NBS") pursuant to licence by MasterCard International Incorporated. NBS is authorised & regulated by the Financial Services Authority as an issuer of e-money (registration no. 156058). NBS subscribes to the Banking Code, copies of the Code are available upon request.
The UNISON Prepaid card has been arranged for you by UNISON and Union Income Limited.
The free insurance benefits are arranged by Union Income Benefit Holdings Ltd. Union Income Limited is an appointed representative of Union Income Benefit Holdings Ltd which is authorised and regulated by the Financial Services Authority, register no: 307575. Union Income Benefit Holdings Ltd is registered in England, register number 03877610