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What it costs
Unlike many prepaid cards, the UNISON Prepaid Plus MasterCard is free to apply for. There are no upfront charges and the card is cost-effective to use. See for yourself below:		 Login
 

 
✔  FREE TO APPLY no initial cost to apply for the card

✔  FREE LOADING BY DIRECT DEBIT

✔  ADDITIONAL CARD BENEFITS AND DISCOUNTS


Here’s what you need to know...
Remember there’s no fee for application or for card loads by direct debit.
Primary Card Secondary Card
Prepaid Card Purchase Free £10.00
Monthly Management Fee £0.95 per month Free
Domestic (UK) Point Of Sale Transaction Free per transaction to a maximum no of 10 transactions per day or £3,000.00 value Free per transaction to a maximum no of 10 transactions per day or £3,000.00 value
International Point Of Sale Transaction transactions per day or £3,000.00 value transactions per day or £3,000.00 value
Domestic (UK) ATM Transaction £0.95 per transaction to a maximum of 2 withdrawals per day or £250.00 value £0.95 per transaction to a maximum of 2 withdrawals per day or £250.00 value
International ATM Transaction £2.00 per transaction to a maximum of 2 withdrawals per day or £250.00 value £2.00 per transaction to a maximum of 2 withdrawals per day or £250.00 value
Domestic (UK) Over the counter cash advance £5.00 N/A
International Over the counter cash advance £5.00 N/A
Lost and Stolen block Free Free
Customer service telephone enquiries UK National rate
Calls from outside the UK will vary		 UK National rate
Calls from outside the UK will vary
Interactive Voice Response (IVR) balance enquiry check N/A N/A
Interactive Voice Response (IVR) transaction history check N/A N/A
SMS balance enquiry check N/A N/A
SMS transaction history check N/A N/A
Lost/Stolen Replacement Fee £5.00 £5.00
PIN Issue/Re-issue Free Free
Card Load/Reload    
Internet debit card load £1.00 per load to a maximum of 2 loads per day or £2,500.00 value N/A
Payzone load 3% of load value to a maximum of 2 loads per day or £600.00 value N/A
Direct Debit load FREE to a maximum of £1250.00 value N/A
Card load from Primary Card to Secondary Card 3% of load value to a maximum of 2 loads per day or £600.00 value N/A
Foreign exchange mark-up of transactions in currency other than your card currency 3% of transaction value 3% of transaction value
Redemption Fee £10.00 £10.00



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MasterCard is a registered trademark of MasterCard International Incorporated. The card is issued by Newcastle Building Society ("NBS") pursuant to licence by MasterCard International Inc. NBS is authorised & regulated by the Financial Services Authority as an issuer of e-money (registration no. 156058).
The UNISON Prepaid card has been arranged for you by UNISON and Union Income Limited (“UI”).
The free insurance benefits are arranged by Union Income Benefit Holdings Ltd (‘UIB’). UI is an appointed representative of UIB which is authorised and regulated by the Financial Services Authority, register no: 307575. UIB is registered in England, register number 03877610